Financial Planning | Money Evolution

Charge Cards, Credit Cards And Debit Cards. What’s The Difference?

by Bill Lethemon | Mar 18, 2019 | Best of..., Debt, Financial Planning

When it comes to making purchases there are of course lots of ways to do it. While cash is almost always an option it may not always be convenient and it makes it more difficult to track your spending the way that a charge card, credit card or debit card can. Most...

How Is My Credit Score Calculated?

by Bill Lethemon | Mar 7, 2019 | Best of..., Debt, Financial Planning

Why Is Your Credit Score Important? Keeping and maintaining a good credit score is one of the most important aspects to maintaining good financial health. Your credit score is vital to your ability to borrow money from banks and other lenders. Therefore, it will...

How To Calculate Your Retirement Savings Goal

by Bill Lethemon | Mar 1, 2019 | Best of..., Financial Planning, Retirement Planning, Video

How much money do you need to retire? $1 Million? $2 Million? $3 Million? Thats what this video is all about! Traditionally calculating your retirement savings goal required estimating and adding up all of your expenses. While this is certainly a great thing to do, it...

What Is Passive Income?

by Bill Lethemon | Feb 19, 2019 | Best of..., Financial Planning, Video

Passive Income has been a big topic here on YouTube lately, but what exactly is Passive Income? Passive income is one of the biggest keys to creating true wealth. Passive income allows you to earn money without directly trading your time for dollars. Usually passive...

What Happens To My Social Security If I Retire Early?

by Bill Lethemon | Feb 12, 2019 | Best of..., Financial Planning, Retirement Planning, Social Security, Video

One question I get asked all the time is what happens to my Social Security benefit if I retire early. Social Security benefits are based off of your best 35 years of work history. In this video I break down your Social Security Benefit to show you how your Social...

How Your Retirement Asset Allocation Could Cost You Unnecessary Taxes

by Bill Lethemon | Jan 23, 2019 | Best of..., Financial Planning, Investing, Retirement Planning, Video

Do you know how the different types investments you own impact your income taxes? Short term capital gains, long term capital gains, Interest income, distributions from retirement accounts. Each has its own unique set of taxes rates and rules. In this video I break it...