The WealthVision Financial Plan
It All Starts With A Plan
Click here to schedule your free 45 Minute
“Creating Your Financial Vision Strategy Call”
Are you ready to take your financial plans to the next level?
From: Bill Lethemon
Subject: WealthVision Financial Plan
Dear Friend,
If you are someone who has experienced career and financial success, then you probably understand how your financial life can get more complicated.
Accounts in multiple locations, investment plans and benefits through work, possibly multiple homes etc.
On top of all of that, you are probably pretty busy with increasing responsibility and demands at work along with trying to balance some personal and family time.
And while you may see your assets growing, you may be wondering if you’re on the right track, or if you’re making any mistakes.
What does your financial future look like?
When will you be able to retire?
Am I saving enough money for retirement? (Maybe too much?)
Am I optimizing all of my financial resources?
Are there benefits through my employer that I’m missing out on?
Will my family be ok if I’m not here?
Are you making mistakes that could cost you unnecessary taxes?
If you have ever felt like you’re just spinning your wheels, or have questions like these, I can help.
Bill
Our WealthVision Comprehensive Financial Plan, is designed to help bring confidence and clarity to your most important financial goals.
Often we find ourselves working, saving money and investing, but we’re really not sure what we are working, saving and investing for.
Maybe we do it because we think it’s what we are supposed to do or because someone told us it’s what we should do.
We focus on rates of return, fees, tax strategies, how we should invest etc.
Often we have never really asked the question…
What do we really want our money to do for us?
Without a clear vision, our life can quickly fall out of balance.
I talk a lot about having a financial vision, because money impacts almost every area of our life.
What do you enjoy spending money on?
What do hate spending money on?
Do you want to spend more time with your family and friends?
Do you have activities or hobbies that you wish you could do more often?
It All Starts With A Plan
Click here to schedule your free 45 Minute
“Creating Your Financial Vision Strategy Call”
We begin by helping you organize all of your financial information together in a way that is easy to understand.
Using our advanced financial planning software we will prepare detailed reports so you can see exactly where you are on your map.
Statement of Net Worth
Detailed breakdown of all of your financial assets and liabilities
Cash-flow Report (How money flows in and out of your household)
- Are your financial goals on track (when can you retire)
- Detailed accounting of all of your income and expenses over time
- Plan for future expenses such as college, weddings, retirement, etc.
- Identify gaps so we can explore strategies to fill your gaps
Income tax Reports
- What is your projected tax bracket today, vs. what could it be in the future
- Estimated Required Minimum Distributions (RMD’s) from retirement accounts
Assets
- Long term projections of how your investment assets could grow over time
- Detailed breakdown of Traditional Retirement, Roth and Non-Retirement Assets over time
Designing your map will help you to prioritize your goals so we can focus on what’s most important to you.
It All Starts With A Plan
Click here to schedule your free 45 Minute
“Creating Your Financial Vision Strategy Call”
Financial independence can be considered achieved when you have enough passive income to cover all of your expenses.
How fast this can happen has more to do with what you do with your money than how much money you make.
If you’re Creating and Building Wealth we can help you…
Plan your retirement plan contributions between now and the time you retire. (Roth, Traditional IRA etc.)
Explore opportunities to save money in a more tax efficient way
Understand your cash flow and where your money is going.
Develop an investment contribution strategy designed for your goals
Create a plan to manage your employee stock options and restricted stock
Decide what to do with excess cash-flow.
Review preservation strategies for you and your family
Work on debt management strategies, including how to finance new or existing assets
Understand how real estate may fit into your strategy for financial independence
Build an asset allocation strategy for long term growth potential.
If you’re Near or in Retirement we can help you…
Decide when to collect Social Security and how to coordinate your benefits with your spouse.
Understand how your Social Security decision affects your cash-flow and your taxes both now and in the future.
Choose between a lump sum pension vs. a stream of monthly payments
Develop a tax planning strategy that coordinates retirement plan distributions with your other sources of retirement income such as Social Security and pensions.
Identify your anticipated retirement plan withdrawals including IRS mandated Required Minimum Distributions (RMD’s) from retirement accounts.
Develop an asset allocation strategy geared toward retirement withdrawals
WealthVision has a one-time cost of just $3,600 and includes 4 meetings with Bill over a 12 month engagement
Here’s what you can expect…
First 30 to 60 days Building your Map.
Fact Finding and Discovery
If you’ve ever tried to organize your financial information you know how time consuming and potentially frustrating it can be. Using our intuitive online fact finder, we will work with you to help you collect and organize all of your financial information in a way that will be simple and easy to understand.
Your initial plan presentation.
Typically within 5 to 7 days after receiving your completed fact finder, we will be ready to schedule your initial financial plan presentation. This is usually about 90 minutes, and its where we begin to get clarity on your current financial goals and begin to explore what is possible as we work on optimizing your financial resources.
Personal Financial Portal (12 months of 24/7 access to your WealthVision Plan)
- View your completed WealthVision Plan
- Make changes to your data.
- Dozens of reports (cash-flow, net worth, tax planning, investment allocation etc.)
- Securely store important documents
- Link financial accounts so your plan updates daily
- Create budgets and track your spending
Plan Presentation Follow Up Meeting
Within a couple of weeks of your initial plan presentation, we will schedule a follow up while things are still pretty fresh. This is where we will lay out very detailed and specific recommendations for your financial plan. This will be provided to you via email immediately following your plan presentation follow up meeting.
With a clear financial vision and the right map, we will seek to optimize your financial resources.
60 Days to 12 Months Optimizing your resources
Over the remaining months, we will have 2 additional meetings to use for additional strategy sessions or for help with implementation.
Q & A
Is this a real financial plan or is just a way to sell your investment management services?
This is a very comprehensive financial plan. I created the WealthVision Financial Plan to stand on its own whether or not you choose to have me help you with your investments. After completing your plan, you will have detailed recommendations that you can implement anywhere you choose.
What happens after the initial financial plan? How do we continue working with you?
After your first two meetings and if we both feel like its a good fit, we can schedule a free meeting to discuss how I could help you manage your investments within your plan recommendations. There is no obligation, and this is not a requirement of doing a plan.
Your plan includes 4 meetings over the course of roughly 12 months. Once you have completed your original financial planning engagement, you are entitled to a limited engagement plan update for a one time fee of $1499. This will provide a complete update to your plan as well as 2 additional 60 minute meetings.
Do I have to do a financial plan? What if I just have a few quick questions or just want you to manage my portfolio?
Yes. Every new relationship begins with a financial plan. As I discuss in many of my videos, your financial situation has lots of moving pieces. I believe that the only way to properly address your most important financial goals is through a comprehensive financial plan.
What if I need more time or still have questions after we review our plan?
I have done a lot of financial plans over the years. The time I have allocated for our meetings together should be enough to get all of your questions answered. Your plan includes over 4 hours of time with Bill and will also include a written summary after each meeting.
Is this a good fit?
Honestly, there’s no way either one of us can really know that unless we talk and get to know each other.
So if you’re interested, let’s set up a time to talk.
We’ll answer any questions you have, and we’ll ask you a few as well.
And if we all decide we’re a good fit, then we can move forward.
And if we don’t, that’s fine. If you’re happy, we’re happy. It really is that simple.
So with that said, click the button below and we’ll schedule a time to talk.
Sincerely,
Bill
It All Starts With A Plan
Click here to schedule your free 45 Minute
"Creating Your Financial Vision Strategy Call"
What I Do
I help individuals create confidence and clarity about their money and their most important financial goals.
Over the last 25 years I have continuously refined and developed a process to understand and simplify your finances.
Using advanced financial planning software we can help you understand how all of the moving parts of your financial picture work together and explore strategies that aim to optimize the resources that you have.
Our financial plan can help you make your most important financial decisions with confidence
It all starts with a plan!
Tracking #1-05122577
