Free Retirement Resources

Retirement Guides That Help You Navigate Key Planning Decisions

Every guide below covers decisions that may have a significant impact on your retirement outcome. Download any of them for free.

↓ All guides are completely free.

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Built from 30+ years of retirement planning
Roth Conversion Playbook
Free Download · Companion to the Retirement Tax Workshop

Roth Conversion Playbook

Download our FREE Roth Conversion Playbook: 16 Advanced Strategies to Help You Convert Smarter

Download Free →
Tax Planning Playbook
Free Download · Companion to the Retirement Tax Workshop

Retirement Tax Planning Playbook

Download our FREE Retirement Tax Planning Playbook: 12 Advanced Strategies to Help Improve Your Tax Efficiency in Retirement

Download Free →
Retirement Launch Kit
Free Download · Companion to the 5 Mistakes Workshop

Retirement Launch Kit

Download Our FREE Retirement Launch Kit: Three Simple but Powerful Tools to Get Your Retirement Ready

Download Free →
Retirement Tax Worksheets
Free Download · Companion to the Retirement Tax Workshop

Tax Planning Worksheets

Download Our FREE Tax Planning Worksheets: 3 tax worksheets updated for 2026 tax law including 0% capital gains, IRMAA thresholds, and Roth Conversion calculations using your own numbers.

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Medicare Guide
Free Download · Companion to the Medicare Workshop

Medicare Guide

Download our FREE Guide to Medicare: A complete breakdown of Medicare enrollment periods, coverage options, Medigap, Part D, IRMAA, HSAs, and the key decisions to make as you approach age 65.

Download Free →
Social Security Guide
Free Download · Companion to the Social Security Workshop

Social Security Guide

Download our FREE Social Security Guide: A complete breakdown of claiming strategies, spousal and survivor benefits, Social Security taxation, and the key factors to consider when deciding when to start your benefits.

Download Free →
Retirement Vision Blueprint
Free Download · A Framework to Help Shape Your Retirement

Retirement Vision Blueprint

Download our FREE Retirement Vision Blueprint: A guided worksheet to design the life you want across the five areas that shape it: health, relationships, recreation, purpose, and location.

Download Free →
2026 Tax Reference Guide
Free Download · Updated for 2026 Tax Law

2026 Tax Reference Guide

Federal brackets, contribution limits, IRMAA tiers, ACA cliffs, the OBBBA Senior Bonus Deduction, and a step by step flow of how every dollar of your income is taxed. All figures updated for the 2026 tax year.

Download Free →
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Coming Soon
Coming Soon · Companion to the Annuities Workshop

Annuities Guide

Annuities can be a powerful tool in a retirement plan, or a costly mistake, depending entirely on how and when they're used. This guide provides a balanced framework for evaluating any annuity: what to look for, what to watch out for, and the questions worth asking before making any decision.

Coming Soon
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Coming Soon
Coming Soon · Companion to the 401K Workshop

Unlocking Your 401K

Your 401K might be your largest retirement asset, yet many people never fully take advantage of what it can do. This guide covers the strategies many people overlook: contribution approaches, asset allocation, in plan opportunities, and the decisions that may make a meaningful difference in what you retire with.

Coming Soon
Money Evolution
Bill Lethemon
Founder, Money Evolution

With 30+ years of experience in financial planning, I've spent my career helping people navigate the complexity of retirement so they can move forward with clarity and confidence.

From my early days doing financial plans at Merrill Lynch, I quickly learned that a great plan changes everything. I started Money Evolution to make that kind of thoughtful, personalized planning available to more people. We offer planning as a standalone service, you don't need to move your assets to work with us.

30+
Years of experience
300+
Clients served
60K+
YouTube subscribers
400+
Free lessons published

Ready to Build Your Plan for Retirement?

Schedule a free intro call with Bill, no obligation. Just an honest conversation about your retirement.

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Money Evolution

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